Thomas Howard


Thomas Howard – Managing Director

Licensed to practice since 2008Thomas Howard has represented numerous cannabis businesses & financial institutions in litigation to enforce their security interests.  Since 2018, he has helped numerous cannabis companies, from hemp farms to limited licenses, to navigate applications in the adult use cannabis industry.

He also helps community banks in complex commercial workouts involving some of the most sophisticated financial products in the banking industry.  He has also litigated in contested contract cases on various legal theories.

From Cannabis Industry Lawyer to Business Consultant

After nearly ten years of practicing law with his father, Mr. Howard started the Collateral Base to bring sophisticate corporate and commercial law into the 21st century by shaking up the current corporate culture that makes so many lawyers regret going to law school and have terrible work/life balance. 

To assist downstate community banks with flat fees for uncontested litigation, he has designed and built the Collateral Base website, where he publishes regularly on security interests and offers his flat fee menu of services.  He also built automation systems into his bank litigation practice to facilitate his flat fee offerings.

Uniform Commercial Code issues, replevins, guaranty actions, and bankruptcy. He has successfully resolved numerous multi-million dollar non-performing loans for many community banks throughout Illinois.  As a result of his efforts, Mr. Howard earned Rising Stars by Super Lawyers, and as an Emerging Lawyer by Leading Lawyers from 2015 to 2018. Only two percent of attorneys ever receive such distinction.

Illinois Hemp Lawyer Thomas Howard

Thomas Howard

Real Estate Lawyer

Whether this is your first land use issue or most recent, our office has helped people and businesses alike.


Mr. Howard is a member of the American Immigration Lawyers Association (AILA) and sits on the Illinois State Bar Association’s (ISBA) section council on Immigration Law.

Mr. Howard owns an IP Holding company named Stumari, which he uses to expand his service offerings into the issues faced by tech companies in their privacy policies, terms of service, contracts with developers, business formation and fundraising issues.

Additionally, he builds websites for lawyers and businesses seeking to get more clients from internet traffic.

Mr. Howard advises businesses and financial institutions in the the incipient marijuana industry. He frequently publishes articles on the same and has even published a book on the history of the marijuana laws.

Illinois Cannabis Lawyer on YouTube

He often posts YouTubes regarding issues faced by the cannabis industry, and advocates for allowing cannabis businesses to access banking services by dropping cannabis from the Controlled Substances Act, which requires an act of Congress.  To further develop his cannabis practice and help the state of Illinois transition from medical to full adult use of cannabis, Mr. Howard designed and built

Thomas Howard is admitted to practice in:

  • The State Of Illinois
  • State Of Wisconsin
  • United States District Court For The Eastern District Of Wisconsin
  • Central District Of Illinois,
  • NorthernDistrict Of Illinois,
  • Southern Districts Of Illinois.

Thomas Howard received his B.A. from Illinois Wesleyan University in 2002 and J.D. from Marquette University Law School in 2008. After completing law school he earned his Series 7 & 66 securities licenses and briefly worked as a stockbroker before using his law degree to work through the mortgage foreclosure crisis from the market crash of 2008.

In 2013 he began building software.  By 2018, Mr. Howard blended tech into his practice by building websites like this one.  He spends his free time with his family, exercising, and improving things around him. 


How can Tom help you?

Ask yours today.

Thomas Howard was on the ball and got things done. Easy to work with, communicates very well, and I would recommend him anytime.
R. Martindale


Get in Touch with Us Today!